Tax & Complex Loans

"In the middle of every difficulty lies opportunity."

– Albert Einstein, world-renowned physicist and visionary thinker.

A loan to help you through a tax debt, separation and other complexities of life.

Life doesn’t always go as planned. Whether you’re dealing with tax debt, credit history challenges, or complex circumstances like a separation, finding the right loan can feel overwhelming. That’s where we come in.

We specialise in helping individuals navigate complex financial situations with patience and understanding. Our goal is to match you with a loan that offers flexibility and a pathway forward, so you can take control of your future with confidence.

We can Help You

  • Understand your options and access funds to pay off a large tax debt
  • Maximise your chances of getting a loan with a poor credit history, or as a sole trader
  • Navigate unique circumstances, such as separation and financial setbacks
  • Position you in the best light with lenders who are more open to non-standard applications.
No matter what your circumstances, set aside your assumptions and talk to us. We are highly experienced in supporting people through challenging times – and we can help you too.

Get in touch today and take the first step towards your future financial stability.

Christine balanced her Personal and Business finances, and paid off her Tax debt

Christine approached us to review her current home loan and finding funding for her business. As someone who was relatively new to self-employment, she was looking for guidance and advice on how to manage both her personal and business lending needs.

We took the time to understand her full financial situation and provided guidance on different lending options. We restructured her personal loan for better flexibility, secured funding to purchase a commercial property, set up a facility to help pay invoices faster, and addressed her ATO debt, improving her business’s cash flow. Christine was thrilled with the outcome.

“Leath was amazing. His guidance, regular check-ins, and expertise have helped me on both the personal and business sides. Your service represented value for money.”

The Pathway

Step 1

Discovery meeting to "Welcome Chat"

This is a 15-min zoom call where I'll get the overview of your goals and dreams. will give me opportunity to see if & how I maybe able to help you. (at my cost)

Step 2

Research & Strategy

This is where I gather all required information, understand you from a lending point of view, research your potential options including lender policy review and liaising with key partners on any potential roadblocks.

Step 3

Loan Lodge & Approval

Once you're in a position to lodge an application, I'll prepare the top lenders for you / finalise and lodge your application and push it through to approval - then show you the money! (lender pays)

Ready to take the next step towards your future?

Great Extra Benefits

On top of a supportive holistic service, you’ll receive other great benefits by choosing The Lending Therapist.

Got a question?

Read the answers to frequently asked questions.