First Home & Refinance Loans
"The ache for home lives in all of us. The safe place where we can go as we are and not be questioned."
– Maya Angelou, celebrated poet, author, and civil rights activist.
Your first home or refinancing journey can be seamless and just as rewarding as the goal itself.
Whether you’re entering the property market for the first time or looking for a loan to buy your next home, renovate or , we’ll guide you every step of the way.
There are a lot of lenders out there – we understand them well. We are also great at helping you think about loan features you might not have known were available to you.
There are a lot of lenders out there – we understand them well. We are also great at helping you think about loan features you might not have known were available to you.
We Can Help You
- Understand how much you can borrow and get pre-approval
- Reduce monthly repayments or shorten your loan term
- Explore flexible loan features like offset accounts and redraw facilities
- Guide you on accessing government grants or first-homebuyer incentives
- Unlock equity to do exciting things like renovating or building your investment portfolio
With tailored advice and access to competitive loan options, we will give you the clarity, confidence, and expert support to find a loan solution that fits your goals, lifestyle and priorities.
Self-employed Racquel bought her first home at 50
Racquel is one of the growing number of people – more often women – seeking a loan to buy their first home later in life.
She came to us unsure about where to start or how to navigate her options, including grants, schemes, and deposit sources. She was concerned about her self-employed status and uncertain about whether to build or buy an established home.
We began by discussing the home-buying process in detail so that Racquel understood her choices. Together, we worked out a maximum purchase price tailored to her needs and talked about every stage of the journey. We shared tips to help Racquel tackle everything from conveyancing to making offers and bidding at auctions, building inspections and more.
Today, Racquel is….. [living in her dream home? Looking for it? What happened – lets highlight the success story with a little insight] today, Racquel is loving her new Home and settling in nicely. She recently got a new cat which she waiting to-do for a long time as renting wasn’t allowing her to do that – she is very happy!
“Leath’s professional manner, insights, and patience throughout this process were invaluable. He made the entire experience simple and smooth. The service fee was great value for money – , and I could clearly see the benefits of your service.”
She came to us unsure about where to start or how to navigate her options, including grants, schemes, and deposit sources. She was concerned about her self-employed status and uncertain about whether to build or buy an established home.
We began by discussing the home-buying process in detail so that Racquel understood her choices. Together, we worked out a maximum purchase price tailored to her needs and talked about every stage of the journey. We shared tips to help Racquel tackle everything from conveyancing to making offers and bidding at auctions, building inspections and more.
Today, Racquel is….. [living in her dream home? Looking for it? What happened – lets highlight the success story with a little insight] today, Racquel is loving her new Home and settling in nicely. She recently got a new cat which she waiting to-do for a long time as renting wasn’t allowing her to do that – she is very happy!
“Leath’s professional manner, insights, and patience throughout this process were invaluable. He made the entire experience simple and smooth. The service fee was great value for money – , and I could clearly see the benefits of your service.”
The Pathway
Ready to take the next step towards your future?
Great Extra Benefits
On top of a supportive holistic service, you’ll receive other great benefits by choosing The Lending Therapist.
